Comparison

Linecard vs Excel: free until it costs you $100K.

Spreadsheets are a fine place to do math. They're a terrible place to catch a deduction you didn't know to look for.

Short version: Excel does what you tell it. It will never tell you that a Conagra A176 chargeback is 3.2× your baseline, because it doesn't know your baseline, doesn't read the PDF, and doesn't care. That gap is where your commission leaks.
LinecardExcel
Reads PDF / scanned statements✗ retype by hand
Flags suspicious deductions✓ automatic✗ only if you build it
Compares to historical baseline
Generates dispute letters✓ one click
Mobile buyer CRM
Time per month~20 min4–6 hours
Cost$199/mo"free" + the leak

Where Excel quietly fails you

It can't read the statement. Twenty principals, twenty formats, and someone retypes each into a tab. Every keystroke is a chance to miss a line.

It has no memory. A duplicate Code 5 fee on two consecutive months looks identical to two legitimate fees — unless something is watching across statements. Excel isn't.

It doesn't dispute anything. Even when you spot a bad deduction, you're still writing the letter, pulling the baseline, citing the contract. That friction is why most leaks get paid.

What you keep from Excel

Honestly? Not much you'll miss. Export anything to Excel anytime from Linecard. But the reconciliation itself — the part that's costing you — moves to a tool that actually checks the work.

See it on a statement you've already paid.

Run one through the free audit. If Excel let something through, you'll see it in 15 seconds.

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